On this page we provide returns versus benchmark, enabling you to compare the returns of our three KiwiSaver portfolios to their relevant market benchmarks. You can also nominate which tax rate you’re on – 19.5% or 30%. All performance data above is after all taxes, fees and other charges so it truly tracks money in your pocket.
If you’re interested in comparative performance
check out this page, which compares GMK returns against similar KiwiSaver providers since 1 October 2007. Sadly “in your pocket” returns data is not available for comparative performance; we have had to use after fees but before tax.
Comparing performance across providers and across time is riddled with problems. So our performance pages have
frequently asked questions to help you navigate your way. If you still have a question, feel free to
email us.
About benchmarks
A benchmark is a standard against which the performance of your investments is measured. The following are the benchmarks for the three portfolios:
- Conservative: 40% NZ 90 day bank bill index, 40% NZ Bond index, 5% NZX index, 15% MSCI* index unhedged in NZD terms
- Balanced: 20% NZ 90 day bank bill index, 20% NZ Bond index, 10% NZX index, 50% MSCI index unhedged in NZD terms
- Growth: 100% MSCI, unhedged in NZD terms
*Morgan (not that Morgan) Stanley Capital International (MSCI).